Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

What Is the Capital Gains Tax on a Home Sale?

Selling a home comes with its challenges — from finding a real estate agent and negotiating offers, to managing potential capital gains taxes. Understanding how... read more

Low-Income Home Loans: Requirements and Types

Having a low income doesn’t automatically disqualify you from buying a home. In fact, there are many programs available to help you reach your homeownership... read more

FHA Mortgage Insurance: How It Works and How Much It Costs

If you’re approved for an FHA loan, you’re required to pay for FHA mortgage insurance. The insurance protects FHA-approved lenders against losses if you default... read more

What is a HUD Home? Buying Guide and Tips

With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold... read more

Fannie Mae Guidelines: What You Need to Know

Fannie Mae mortgages are the most common type of mortgage for buying or refinancing a home. Understanding Fannie Mae guidelines improves your odds of getting... read more

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