Articles by Theresa Stevens
What Is the Capital Gains Tax on a Home Sale?
February 25, 2025
Selling a home comes with its challenges — from finding a real estate agent and negotiating offers, to managing potential capital gains taxes. Understanding how... read more
Low-Income Home Loans: Requirements and Types
February 25, 2025
Having a low income doesn’t automatically disqualify you from buying a home. In fact, there are many programs available to help you reach your homeownership... read more
FHA Mortgage Insurance: How It Works and How Much It Costs
January 31, 2025
If you’re approved for an FHA loan, you’re required to pay for FHA mortgage insurance. The insurance protects FHA-approved lenders against losses if you default... read more
What is a HUD Home? Buying Guide and Tips
January 30, 2025
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold... read more
Fannie Mae Guidelines: What You Need to Know
January 30, 2025
Fannie Mae mortgages are the most common type of mortgage for buying or refinancing a home. Understanding Fannie Mae guidelines improves your odds of getting... read more