Articles by Theresa Stevens
Credit Score to Refinance Your Home: Requirements by Loan Type
September 27, 2024
Most lenders require a 620 minimum credit score to refinance a home loan, though the requirements vary by loan program. Lenders tend to offer lower... read more
What Is Sweat Equity in Real Estate?
September 17, 2024
Sweat equity in real estate refers to the time, physical labor, and, well, sweat you put into improving your home. You can use sweat equity... read more
Mortgage Fraud: Definition, Examples and How to Avoid It
September 12, 2024
Mortgage fraud is a financial crime that involves someone intentionally providing false or misleading information during the mortgage lending process. Common examples include a borrower... read more
Housing Discrimination: Definition, Examples and Resources
September 10, 2024
Housing discrimination is when an individual is treated unfairly in the housing market due to factors including race or disability. Unfortunately, it’s a widespread problem,... read more
Employer Identification Number (EIN): Who Needs It and How to Find It
September 4, 2024
An employer identification number (EIN) is like a personal Social Security number for businesses, helping the IRS track their activity. It’s essential for business owners... read more