Articles by Theresa Stevens
Minimum Mortgage Requirements for 2025
December 31, 2024
If buying a home is on your wish list for 2025, it’s important to understand the minimum mortgage requirements for the most common loan programs.... read more
VA Cash-Out Refinance: What You Need To Know
December 30, 2024
If you have a home loan through the Department of Veterans Affairs (VA), you may qualify for a VA cash-out refinance. This program allows you... read more
Can I Get a Tax Break for Buying a Home?
December 19, 2024
The short answer is yes, you can get a tax break for buying a home, which can help you save money at tax time. But... read more
When Should I Refinance My Mortgage?
December 19, 2024
Regardless of the rate environment, knowing when to refinance your mortgage stems from one basic question: Will a mortgage refinance save you money? If the... read more
What Is a Land Contract and How Does It Work?
December 19, 2024
A land contract is an agreement that allows a buyer to purchase a home directly from a seller without involving a traditional mortgage lender. While... read more