Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

Getting a Mortgage as an Immigrant to the US

Owning a home is a classic part of the American dream, but getting a mortgage as a new immigrant to the U.S. can involve unique... read more

The Mortgage Process: A 10-Step Guide

The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and... read more

Does Unemployment Count as Income When Buying a House?

If you’re a seasonal worker thinking about buying a home, you may be wondering: “Do unemployment benefits count as income when buying a house?” The... read more

Can You Get a Mortgage Refinance After Bankruptcy?

Yes, it’s possible to get a mortgage refinance after bankruptcy. The main caveat is you’ll likely face a longer process, as you have to wait... read more

What To Know About Mortgage Default

If you fall behind on your home loan, you risk entering mortgage default — this occurs when you fail to meet the obligations of your... read more

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