Articles by Tracy Brackman
Discover vs. Visa: How They Differ
January 15, 2025
Key takeaways The main difference between Discover and Visa is that Discover is a credit card issuer and card network, while Visa is only a... read more
Tracy Brackman is a senior editor and credit card expert at LendingTree, where she writes and edits educational articles on credit cards and personal finance using her 14+ years of experience in the industry.
Before joining LendingTree in 2019, Tracy worked as a products editor for CreditCards.com, where she developed the credit card products section and wrote breaking news content focused on credit cards.
Prior to that, she worked as a product information manager for Bankrate, where she managed the credit card product details and maintained compliance for two affiliate networks, as well as Bankrate-owned and operated sites.
She began working in the credit card space in 2009 as the editorial department manager for FlexOffers, an affiliate marketing company.
“Currently, I like to use my American Express® Gold Card to earn a high rewards rate on dining and grocery purchases — the two categories I spend the most in each month. I also love the protections that the card provides on my purchases and travel. My husband and I are able to easily combine our Membership Rewards points to use toward flights and hotel stays.”
January 15, 2025
Key takeaways The main difference between Discover and Visa is that Discover is a credit card issuer and card network, while Visa is only a... read more