Headshot of Tracy Brackman

Tracy Brackman

Senior Editor

Tracy Brackman is a senior editor and credit card expert at LendingTree, where she writes and edits educational articles on credit cards and personal finance using her 14+ years of experience in the industry.

Before joining LendingTree in 2019, Tracy worked as a products editor for CreditCards.com, where she developed the credit card products section and wrote breaking news content focused on credit cards.

Prior to that, she worked as a product information manager for Bankrate, where she managed the credit card product details and maintained compliance for two affiliate networks, as well as Bankrate-owned and operated sites.

She began working in the credit card space in 2009 as the editorial department manager for FlexOffers, an affiliate marketing company.

Specialties

  • Credit card product reviews
  • Personal finance education
  • Credit card compliance

Achievements

  • 14+ years of credit card reporting experience
  • Helped establish a process to maintain credit card compliance for editorial content

Education

  • Ohio State University
  • Florida International University

Tracy’s favorite credit cards

“Currently, I like to use my American Express® Gold Card to earn a high rewards rate on dining and grocery purchases — the two categories I spend the most in each month. I also love the protections that the card provides on my purchases and travel. My husband and I are able to easily combine our Membership Rewards points to use toward flights and hotel stays.”

Articles by Tracy Brackman

How To Do a Balance Transfer With Capital One

Key takeaways Balance transfer cards can help you pay down existing debt faster while saving you hundreds to thousands of dollars in interest charges. Capital... read more

How To Do A Balance Transfer With Wells Fargo

Key Takeaways Wells Fargo currently offers one of the longest interest-free periods for balance transfer cards (up to 21 months). Wells Fargo balance transfer credit... read more

What Is a Negative Balance on Your Credit Card?

Have you ever logged into your credit card account to check your statement and seen a negative balance? If so, your initial reaction may have... read more

How to Cancel a Credit Card

There are several reasons you may have considered canceling a credit card. You may want access to more premium perks than what’s offered from your... read more

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